Excellent credit (740-850) often comes with excellent rewards. Browse the best excellent credit offers from our partners with lower rates, better introductory offers, and exclusive perks. Find your perfect match and apply simply and securely.
Chase Sapphire Preferred & Reserve
Rewards Rate
2X points on travel and dining at restaurants worldwide
1X point per dollar spent on all other purchases
Intro Bonus
60,000 points
Annual Fee
$95
Regular APR
17.99% – 24.99% variable
Card Highlights
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
Rates & Fees
Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.99% – 24.99% Variable
Intro Balance Transfers APR
N/A
Ink Business Preferred℠ Credit Card
Rewards Rate
3X points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:same page link to offer details*
1X Earn 1 point per $1 on all other purchases — with no limits to the amount you can earn.same page link to offer details*
Intro Bonus
80,000 points
Annual Fee
$95
Regular APR
17.74% to 22.74% variable
Card Highlights
- Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ink Business Preferred®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
Rates & Fees
Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.74% to 22.74% Variable
Intro Balance Transfers APR
N/A
Ink Business Preferred℠ Credit Card
Rewards Rate
2X mileson hotels, restaurants and directly purchased United tickets.
1X mile per dollar on other purchases.
Intro Bonus
40,000 miles if you spend $2,000 in first 3 months
Annual Fee
$95, $0 First Year
Regular APR
18.49-25.49% (variable)
Card Highlights
- Earn 40,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through United Explorer Mileage Plus®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
Rates & Fees
Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.74% to 22.74% Variable
Intro Balance Transfers APR
N/A
WHAT’S YOUR CREDIT RANGE?
Search the best cards for your credit score.
EXCELLENT
740-850
You have EXCELLENT credit if your credit score falls within the 740-850 credit range.
GOOD
670-739
You have GOOD credit if your credit score falls within the 670-739 credit range.
FAIR
580-669
You have FAIR credit if your credit score falls within the 580-669 credit range.
NEEDS WORK
300-579
Your credit NEEDS WORK if your credit score falls within the 300-579 credit range.
LIMITED
Build It
You may have LIMITED or NO CREDIT if your credit score falls below the 300 credit range.
Featured Cards
Maximize your travel points by signing up for the best cards.
Will my credit suffer?
The general consensus is that you can apply for four cards every three months without negatively affecting your average credit. One round could easily give you 200,000 miles – enough for roughly eight domestic or four international tickets. I recommend starting with one or two. The following is based on the Boogie team’s experience, and is consistent with a lot of others who write about travel hacking.
What’s Your Journey?
Are you a globe trotter? A business traveler? Exploring the USA? All about luxury? Or Traveling With Family?
It doesn’t matter if you’re just looking for cash rewards, the best business cards, maximizing travel point or simply building your credit… we’ve got you covered. Just tell us which credit journey you’d like to head off to & we’ll help you on your way & point you in the right direction.
